Why Moderate Spending Isn’t That Bad After All

Kemmy D
3 min readJun 13, 2019

Why Moderate Spending Isn’t That Bad After All

For someone who works a 9 to 5 job and lives from one paycheck to another, spending money is always accompanied by a sense of guilt. In my life, I have come across people who question me when I buy things.

How Can You Afford That?

The answer is simple. It’s one word — “Choice”. While my co-worker is earning the same salary as mine, how can I afford a car that they cannot afford? It is the difference of choices. I chose to have a smaller house, chose to live a child-free lifestyle and chose to limit my spending in other areas, say, for example, I do not spend a lot of money on clothes.

But… Rich People Are Usually Stingy

This is something you might have heard always — “people who are rich are stingy because they value their money”. Frankly, no! There are rich people who are stingy and there are also rich people who live a flamboyant lifestyle.

For example, one of my uncles was the richest in our family. He had several properties, lived in a big house and had a huge bank account. But he died sleeping on a bed on the floor, and ate food from kiosks in the street before that happened. Yes, he had a lot of money, but what was the point? Nothing.

Photo by Sharon McCutcheon on Unsplash

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Kemmy D
Kemmy D

Written by Kemmy D

Dogs over humans. Coffee over Beer. Topics I write on include but are not limited to life, finance, motorsports and satire.

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